About Me

Hi, I’m Jamie.

I write about personal finance the way I wish someone had explained it to me — plainly, honestly, and without a hidden sales pitch. No jargon, no brand deals, no manufactured urgency. Just what actually works.

Jamie — brick wall

The Origin

Finance felt like a closed club.

Growing up, money was never talked about openly. Credit cards were either “dangerous” or “for rich people.” Nobody explained that the same Amex a banker uses to earn business-class flights could be in your wallet — if you just knew how it worked.

I started researching obsessively. Reward points, cashback structures, sign-up bonuses, credit score mechanics — the stuff that feels opaque until someone breaks it down. Jamie’s Finance is that breakdown, for anyone who didn’t grow up with a financial adviser in the family.

There’s a stoic principle I return to often: you can’t control the market, but you can control how informed you are. That’s the philosophy behind everything here.

What I Cover

The cards in your wallet could be working harder.

Amex Gold card, Monzo card, iPhone and laptop on desk

Amex Gold, Monzo, and a MacBook — the everyday toolkit behind the content.

How I Work & How I Make Money

Affiliate links, earned honestly.

I never take brand deals or sponsored posts. The only way a product appears on this site is if I’ve reviewed it on its own merits and concluded it’s genuinely worth recommending — then I look for an affiliate link afterwards.

That ordering matters. The review comes first. The link is found after. Nobody pays me to write about their product. If there’s a better option than the one I earn commission on, I’ll point you to that one instead.

It’s a slower way to build a site. But it’s the only way I can stand behind every recommendation here.

No brand dealsNo paid placementsReview first, link second
Jamie working at a wooden desk

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Ready to make your money work harder?

Practical guides, honest card reviews, and the reward points strategies no one explains clearly enough.