Legal

Affiliate
Disclosure

Last updated: April 2026

Overview

Jamie's Finance is committed to full transparency about how links and recommendations on this website work. Some links on this website are affiliate links or friend referral links. This means that if you click a link and sign up for or purchase a product, Jamie's Finance may receive a commission, reward, or incentive — at no additional cost to you.

In some cases, clicking through a referral link may also result in additional benefits for you — such as a welcome bonus, extra points, or a cashback reward. Where this is the case, it is noted alongside the link.

Types of Links on This Site

Affiliate Programme Links

Some links are through formal affiliate programmes — platforms where Jamie's Finance is registered as an affiliate and earns a commission when you sign up or make a qualifying purchase. An example of this is TopCashback, where Jamie's Finance participates in their referral programme.

Friend Referral Links

Some links are personal friend referral links — not a formal commercial partnership or sponsored relationship with the brand. For example, the American Express referral links on this website are personal friend links generated by Jamie's own Amex card accounts. Using these links may earn Jamie a small, capped number of reward points per referral, and may earn you a welcome bonus. Jamie is not employed by, sponsored by, or in a commercial agreement with American Express.

Non-Affiliate Links

Many links on this website are plain links with no affiliate relationship at all — included purely because the content is useful or relevant. The absence of an affiliate relationship does not mean a product is better or worse than one with an affiliate link.

Current Affiliate & Referral Relationships

The following relationships are currently active on this website:

TopCashback

Affiliate Programme

Welcome bonus for new sign-ups; commission to Jamie's Finance

Formal affiliate programme

American Express (BA Card, Nectar Card, Gold Card)

Friend Referral Links

Possible welcome bonus for you; capped referral points for Jamie

Personal referral links only — no commercial partnership with Amex

This list will be kept up to date as new relationships are added or existing ones change.

Editorial Independence

The existence of an affiliate or referral relationship does not influence the editorial opinions expressed on this website. Reviews, scores, and recommendations reflect honest personal opinions based on real usage and research.

Products are reviewed whether or not an affiliate link exists. Where a product receives a negative review (such as Aqua or the Barclaycard Avios), that review stands regardless of whether a referral link is available. Jamie's Finance does not accept payment to feature, promote, or positively review any product.

Compliance with UK Advertising Standards

In accordance with the UK Advertising Standards Authority (ASA) and Committee of Advertising Practice (CAP) guidelines, affiliate and referral content on this website is clearly disclosed. Where individual links are affiliate links, this is indicated in context. This disclosure page applies site-wide and is linked from all pages containing affiliate or referral links.

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