Disclaimer
Last updated: April 2026
Financial Education, Not Financial Advice
All content published on Jamie's Finance — including guides, articles, tools, videos, social media posts, and product reviews — is intended solely for general educational and informational purposes. It does not constitute, and should not be construed as, financial advice, investment advice, tax advice, or any other form of regulated financial guidance.
Jamie's Finance is not authorised or regulated by the Financial Conduct Authority (FCA). The content on this website does not represent a personal recommendation to buy, sell, hold, or otherwise act on any financial product or investment. Nothing here takes into account your individual financial circumstances, objectives, or risk tolerance.
If you require personalised financial advice, you should consult a qualified, FCA-authorised financial adviser who can assess your specific situation.
FCA Regulatory Compliance
Jamie's Finance operates as a financial education platform and does not carry out regulated activities as defined under the Financial Services and Markets Act 2000 (FSMA). In particular, this website does not:
- Accept or manage client money or investments
- Execute financial transactions on behalf of users
- Provide personalised financial planning or portfolio management
- Issue, sell, or promote specific financial instruments in a way that constitutes a financial promotion under FSMA s.21
- Act as a credit broker, insurance intermediary, or mortgage adviser
Where this website discusses specific financial products (such as bank accounts or credit cards), this is done in the context of comparative educational content, not as a regulated financial promotion or personal recommendation. Product terms, rates, and availability change frequently — always verify directly with the provider before making any decision.
If you believe any content on this website raises a compliance concern, please contact us at jamie@jamiesfinance.uk.
Capital at Risk Warning
When investing, your capital is at risk. The value of investments can go down as well as up, and you may get back less than you invest. Past performance is not a reliable indicator of future results. Tax treatment depends on individual circumstances and may be subject to change. This warning applies to all investment-related content on this website, including content about stocks and shares ISAs, index funds, and any other investment vehicles discussed.
Accuracy and Currency of Information
We make reasonable efforts to ensure that the information on this website is accurate and up to date at the time of publication. However, financial products, interest rates, switching bonuses, and regulatory requirements change frequently. We cannot guarantee that all information remains current, and we accept no liability for decisions made based on outdated content.
Always check the provider's official website or contact them directly for the most current terms, rates, and eligibility criteria before making any financial decision.
Tools and Calculators
The calculators and tools on this website (including the compound interest calculator) are provided for illustrative purposes only. They use simplified models and assumptions that may not reflect your real-world circumstances. Results should not be used as the basis for any financial decision without independent verification.
External Links
This website contains links to third-party websites. These links are provided for convenience and informational purposes. Jamie's Finance has no control over the content of those sites and accepts no responsibility for them or for any loss or damage that may arise from your use of them. The inclusion of a link does not imply endorsement of that website or its content. See our affiliate disclosure for information about links that may result in a commission or reward.
Limitation of Liability
To the fullest extent permitted by law, Jamie's Finance and its owner accept no liability for any direct, indirect, incidental, or consequential loss or damage arising from your use of this website or reliance on any content published here. This includes, but is not limited to, financial loss, loss of income, or investment losses.
Questions about this disclaimer?
If you have any questions about this disclaimer or the content on this website, please contact: jamie@jamiesfinance.uk